Victims of car accidents incur medical bills because of their injuries. However, they can also incur unexpected costs. As expenses like car repairs start to add up, victims may wonder who they can recover compensation from.
In Fort Wayne, the party responsible for causing a crash should compensate the injured party. This can vary on the kind of accident. For instance, there could be more than one at-fault party if the accident involves several vehicles. Given the complexities involved in car accident cases, victims need an experienced car accident attorney in Fort Wayne on their side.
Should You Sue the Other Driver or their Insurance Provider?
If another driver caused a car accident you were involved in, you should file an insurance claim with their liability insurance provider. The insurer will handle your claim for their policyholder. Keep in mind that a lawsuit isn’t often filed at this point.
Drivers in the state of Indiana are required to carry minimum bodily insurance liability insurance of $250, 000 and property damage liability insurance worth $25, 000. Many motorists carry higher limits.
After you file a claim, the insurer will investigate the crash and determine whether or not to pay out your claim and for how much. If the company determines it’s not liable for your damages, it will deny your claim. A car accident lawyer can help you through this process. They can present compelling evidence that the other driver is liable for the accident and that the insurer must pay for your damages.
If the insurer denies liability or refuses to pay the full amount of damages you sustained, your lawyer can bring a lawsuit against the driver. In this case, the insurer will have its lawyer defend its stance.
Can You Sue Several Drivers in One Accident
When an accident involves several vehicles, fault may be assigned to more than one driver. But sometimes, car pileups result from one driver’s negligence. In addition, injured passengers can sue several drivers if they sustained an injury in a crash that involved two vehicles where both motorists share fault.
Each car accident case is unique, so it can be hard to determine the legal avenues without understanding the facts. This is the reason you must hire a lawyer who can give you legal advice and assistance. Your attorney can give you a free consultation to talk about the legal options you can explore after a car accident.